UK Take-Home Salary Calculator (2024/25)

Income Tax (rUK)

• Personal allowance (PA): £12,570 reduced by £1 for every £2 of income above £100,000; PA becomes £0 at £125,140.
• Taxable income = Gross income − Personal allowance.
• Basic rate: 20% on taxable income up to £37,700.
• Higher rate: 40% on taxable income above £37,700 up to the additional threshold (effective at £125,140 of total income).
• Additional rate: 45% on taxable income above the additional threshold.

National Insurance (Class 1, employee)

• 0% up to Primary Threshold (PT): £12,570.
• 8% between PT (£12,570) and Upper Earnings Limit (UEL: £50,270).
• 2% above UEL.

Take-home Pay

Take-home pay = Gross income − Income tax − National Insurance.